Securing the Future PortalHealth and Social Care PortalEfficiency and Productivity Portal

With two thirds of private sector workers already shut out of saving for their retirement, action would also protect taxpayers from a spiralling means tested benefits bill. UNISON estimates that taxpayers already face a bill of up to £15 billion for supporting the millions of private sector workers who have not not saved for their retirement – the real pensions timebomb.

Dave Prentis, UNISON General Secretary, said:

The real pensions timebomb is in the private sector. Already two thirds of these workers get nothing from their employers towards their pensions - this could cost the taxpayer billions in the future. The situation will spiral even further out of control, if more schemes are shut down and the taxpayer has to step in to cover the cost of supporting even more workers in their retirement.

“The government must take urgent action to make sure more schemes in the private sector are not lost or weakened. The new regulations coming in later this year will be too little too late for many who will still have to rely on the state in retirement – the minimum contributions are insufficient to give people enough to live on in their old age.”

 

Written by Scott Buckler
Tuesday, 03 January 2012 16:04

Comments   

 
0 #2 .KK71 2012-01-03 17:09
According to the ABI and its reports www.abi.org.uk/About_The_ABI/53686.pdf and www.abi.org.uk/Publications/24979.pdf found the average pension pot to be £24K
Quote
 
 
0 #1 .KK71 2012-01-03 17:03
HM Government spend some £28bn per year a tax relief on pension contrubitions, refer http://www.publications.parliament.uk/pa/cm201012/cmselect/cmtreasy/731/731vw27.htm . HM Government has changed, refer http://www.hmrc.gov.uk/incometax/relief-pension.htm
Quote
 

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  76. UPDATE `jos_session`
      SET `data` = '__default|a:7:{s:15:\"session.counter\";i:89;s:19:\"session.timer.start\";i:1330907045;s:18:\"session.timer.last\";i:1330920337;s:17:\"session.timer.now\";i:1330920342;s:22:\"session.client.browser\";s:89:\"Mozilla/5.0 (compatible; archive.org_bot +http://www.archive.org/details/archive.org_bot)\";s:8:\"registry\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:4:\"user\";O:5:\"JUser\":23:{s:9:\"\0*\0isRoot\";b:0;s:2:\"id\";i:0;s:4:\"name\";N;s:8:\"username\";N;s:5:\"email\";N;s:8:\"password\";N;s:14:\"password_clear\";s:0:\"\";s:8:\"usertype\";N;s:5:\"block\";N;s:9:\"sendEmail\";i:0;s:12:\"registerDate\";N;s:13:\"lastvisitDate\";N;s:10:\"activation\";N;s:6:\"params\";N;s:6:\"groups\";a:0:{}s:5:\"guest\";i:1;s:10:\"\0*\0_params\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:14:\"\0*\0_authGroups\";a:1:{i:0;i:1;}s:14:\"\0*\0_authLevels\";a:2:{i:0;i:1;i:1;i:1;}s:15:\"\0*\0_authActions\";N;s:12:\"\0*\0_errorMsg\";N;s:10:\"\0*\0_errors\";a:0:{}s:3:\"aid\";i:0;}}comments-captcha-code|s:5:\"2787x\";', `time` = 1330920343
      WHERE `session_id` = '7op7pud180fdav772gqv2ejns4'

33 Query Types Logged, Sorted by Occurrences.

SELECT Tables:
  1. 16 × select (b.id)id from jos_categories as a,jos_menu as b
  2. 8 × SELECT * FROM jos_categories
  3. 6 × select * from jos_content
  4. 6 × select (a.username)username,(a.email)email,(b.firstname)firstname,(b.lastname)lastname,(b.cb_org)cb_org,(b.cb_title)cb_title,(b.cb_jobtitle)cb_jobtitle,(b.avatar)avatar from jos_users as a,jos_comprofiler as b
  5. 5 × select * from jos_comprofiler
  6. 4 × SELECT extension_id AS "id", element AS "option", params, enabled FROM jos_extensions
  7. 2 × SELECT a.id as id,a.type as type,a.name as name,a.clickurl as clickurl,a.cid as cid,a.params as params,a.custombannercode as custombannercode,a.track_impressions as track_impressions,cl.track_impressions as client_track_impressions FROM jos_banners as a LEFT JOIN jos_banner_clients AS cl ON cl.id = a.cid LEFT JOIN jos_categories as cat ON a.catid = cat.id
  8. 2 × select id,title,catid,introtext,created_by from jos_content
  9. 1 × select * from jos_web_media
  10. 1 × SELECT m.id, m.title, m.module, m.position, m.content, m.showtitle, m.params, mm.menuid FROM jos_modules AS m LEFT JOIN jos_modules_menu AS mm ON mm.moduleid = m.id LEFT JOIN jos_extensions AS e ON e.element = m.module AND e.client_id = m.client_id
  11. 1 × SELECT * FROM jos_banners
  12. 1 × select * from jos_jcomments
  13. 1 × select * from jos_tag_term
  14. 1 × select * from jos_event_web as a inner join jos_web as b on b.id = a.webid
  15. 1 × SELECT id FROM jos_menu
  16. 1 × SELECT c.id, c.parent, c.object_id, c.object_group, c.userid, c.name, c.username, c.title, c.comment , c.email, c.homepage, c.date, c.date as datetime, c.ip, c.published, c.deleted, c.checked_out, c.checked_out_time , c.isgood, c.ispoor , v.value as voted , case when c.parent = 0 then unix_timestamp(c.date) else 0 end as threaddate, '' AS object_title, '' AS object_link, 0 AS object_access, 0 AS object_owner FROM jos_jcomments AS c LEFT JOIN jos_jcomments_votes AS v ON c.id = v.commentid AND v.userid = 0 AND v.ip = '207.241.237.208'
  17. 1 × SELECT id, home, template, s.params FROM jos_template_styles as s LEFT JOIN jos_extensions as e ON e.element=s.template AND e.type='template' AND e.client_id=s.client_id
  18. 1 × SELECT * FROM jos_languages
  19. 1 × select * from jos_web
  20. 1 × SELECT * FROM jos_jcomments_setting
  21. 1 × SELECT folder AS type, element AS name, params FROM jos_extensions
  22. 1 × SELECT m.id, m.menutype, m.title, m.alias, m.path AS route, m.link, m.type, m.level, m.language,m.browserNav, m.access, m.params, m.home, m.img, m.template_style_id, m.component_id, m.parent_id,e.element as component FROM jos_menu AS m LEFT JOIN jos_extensions AS e ON m.component_id = e.extension_id
  23. 1 × SELECT b.rules FROM jos_assets AS a LEFT JOIN jos_assets AS b ON b.lft <= a.lft AND b.rgt >= a.rgt
  24. 1 × SELECT a.id, a.asset_id, a.title, a.alias, a.title_alias, a.introtext, a.fulltext, CASE WHEN badcats.id is null THEN a.state ELSE 0 END AS state, a.mask, a.catid, a.created, a.created_by, a.created_by_alias, a.modified, a.modified_by, a.checked_out, a.checked_out_time, a.publish_up, a.publish_down, a.images, a.urls, a.attribs, a.version, a.parentid, a.ordering, a.metakey, a.metadesc, a.access, a.hits, a.metadata, a.featured, a.language, a.xreference,c.title AS category_title, c.alias AS category_alias, c.access AS category_access,u.name AS author,contact.id as contactid,parent.title as parent_title, parent.id as parent_id, parent.path as parent_route, parent.alias as parent_alias,ROUND( v.rating_sum / v.rating_count ) AS rating, v.rating_count as rating_count FROM jos_content AS a LEFT JOIN jos_categories AS c on c.id = a.catid LEFT JOIN jos_users AS u on u.id = a.created_by LEFT JOIN jos_contact_details AS contact on contact.user_id = a.created_by LEFT JOIN jos_categories as parent ON parent.id = c.parent_id LEFT JOIN jos_content_rating AS v ON a.id = v.content_id LEFT OUTER JOIN (SELECT cat.id as id FROM jos_categories AS cat JOIN jos_categories AS parent ON cat.lft BETWEEN parent.lft AND parent.rgt
  25. 1 × SELECT count(*) FROM jos_jcomments AS c
  26. 1 × SELECT `data` FROM `jos_session`
  27. 1 × SELECT * FROM `jos_jcomments_objects`
  28. 1 × select * from jos_tag_term_content as a, jos_tag_term as b
  29. 1 × SELECT c.*,CASE WHEN CHAR_LENGTH(c.alias) THEN CONCAT_WS(":", c.id, c.alias) ELSE c.id END as slug FROM jos_categories as c LEFT JOIN jos_categories AS s ON (s.lft <= c.lft AND s.rgt >= c.rgt) OR (s.lft > c.lft AND s.rgt < c.rgt) LEFT JOIN (SELECT cat.id as id FROM jos_categories AS cat JOIN jos_categories AS parent ON cat.lft BETWEEN parent.lft AND parent.rgt
  30. 1 × select (a.catid)catid,(b.level)level from jos_content as a, jos_categories as b
OTHER Tables:
  1. 3 × UPDATE jos_banners SET impmade = (impmade + 1)
  2. 1 × UPDATE `jos_session` SET `data` = '__default|a:7:{s:15:\"session.counter\";i:89;s:19:\"session.timer.start\";i:1330907045;s:18:\"session.timer.last\";i:1330920337;s:17:\"session.timer.now\";i:1330920342;s:22:\"session.client.browser\";s:89:\"Mozilla/5.0 (compatible; archive.org_bot +http://www.archive.org/details/archive.org_bot)\";s:8:\"registry\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:4:\"user\";O:5:\"JUser\":23:{s:9:\"\0*\0isRoot\";b:0;s:2:\"id\";i:0;s:4:\"name\";N;s:8:\"username\";N;s:5:\"email\";N;s:8:\"password\";N;s:14:\"password_clear\";s:0:\"\";s:8:\"usertype\";N;s:5:\"block\";N;s:9:\"sendEmail\";i:0;s:12:\"registerDate\";N;s:13:\"lastvisitDate\";N;s:10:\"activation\";N;s:6:\"params\";N;s:6:\"groups\";a:0:{}s:5:\"guest\";i:1;s:10:\"\0*\0_params\";O:9:\"JRegistry\":1:{s:7:\"\0*\0data\";O:8:\"stdClass\":0:{}}s:14:\"\0*\0_authGroups\";a:1:{i:0;i:1;}s:14:\"\0*\0_authLevels\";a:2:{i:0;i:1;i:1;i:1;}s:15:\"\0*\0_authActions\";N;s:12:\"\0*\0_errorMsg\";N;s:10:\"\0*\0_errors\";a:0:{}s:3:\"aid\";i:0;}}comments-captcha-code|s:5:\"2787x\";', `time` = 1330920343
  3. 1 × UPDATE jos_content SET hits = hits + 1